Sunday, 17 December 2017, 28 Rabiulawal 1439H Solat Time:
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BIMB Dana Al-Falah


Fund Manager BIMB Investment Management Berhad
Fund Category/ Type Mixed Assets/ Growth
Trustee ABB Trustee Berhad
Investment Objective The principal investment objective of the Fund is to achieve long term capital appreciation of the Units by investing in a diversified portfolio of equities, Sukuk and money market instruments. Accordingly, all investment income (if any) shall be reinvested for long term capital growth rather than distributed annually.
Note:
Any material change to the investment objective of the Fund would require Unit Holders’ approval.
Investment Policies & Strategy To meet the objective, equity investment will represent up to 80% of the Fund’s NAV. The main focus of the Fund would be the accumulation of stocks relating to companies which may potentially be able to achieve earnings growth in the medium to long term*. The Fund may also invest in undervalued companies.
The Fund may invest in Sukuk and Shariah-compliant money market instruments (collectively up to 70% of NAV). The Manager may also invest in collective investment schemes and Shariah-compliant structured products to further enhance the Fund’s potential returns.
*Note:
“Medium to Long Term” in this context refers to three (3) years or more.

Asset Allocation
  • Equity: 30% to 80%.
  • Sukuk: 0% to 40%.
  • Money Market instrument: 0% to 50%.
  • Collective Investment Scheme: 0% to 30%.
  • Structured Product: 0% to 20%.
The Manager may, in response to adverse market, economic, political and any other conditions, adopt a temporary defensive strategy by increasing the liquid assets portion. When this happens, the asset allocation of the Fund will be altered accordingly.
Investor Profile Suitable for investors who:-

  • Seek moderate to high capital appreciation.
  • Have medium to long term horizon.
*Note:
“Medium to Long Term” in this context refers to three (3) years or more.
Date Launched 27 December 2001
Financial Year End 31 August
Investor Risk Profile Moderate to High
Distribution Policy Distribution of income* (if any) is incidental.
*Note:
The distribution of income will automatically be reinvested. Hence, Unit Holders will receive additional Units from the reinvestment of income distribution..
Minimum Initial Investment RM500
Minimum Additional Investment RM100
Investment Options Lump Sum / Regular Savings
Cooling-off Period A Cooling-off period of six (6) Business Days is accorded to an investor who is investing with BIMB Invest for the first time.
Minimum Holdings 100 units
Fees
Sales Charge per Unit Up to 5.00%
Repurchase Charge The Manager does not intend to
impose any repurchase charge on any repurchase transaction done by the Unit
Holders.
Switching Charge
a. 1st Time

Nil

b. 2nd Time onwards RM25 per transaction (switching fee is exempted for investors having a total investment with BIMB Invest of RM100,000 and above)
Annual Management Fee 1.5% of the NAV of the Fund
Annual Trustee Fee 0.08% of the NAV of the Fund, subject to a minimum fee of RM 18,000.

For more details, please visit our nearest Bank Islam branches or call BIMB Investment Management Berhad Toll Free Number at 1-800-88-1196.

INVESTORS ARE ADVISED TO READ AND UNDERSTAND THE CONTENTS OF THE MASTER PROSPECTUS THAT IS AVAILABLE AT BANK ISLAM BRANCHES. IF IN DOUBT, PLEASE CONSULT A PROFESSIONAL ADVISER.

 

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