Tuesday, 20 November 2018, 12 Rabiulawal 1440H Solat Time:
KL Imsak 5:31 | Subuh 5:41 | Syuruk 6:59 | Zohor 1:02 | Asar 4:24 | Maghrib 6:59 | Isyak 8:12

Financing


House & Fixed Asset Financing

Subject Charges Rate / Amount
All types of property/ land financing Late Payment Charge (Ta’widh) (a) During financing : 1% p.a of the overdue installment.
(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.
House & Fixed Asset Financing Stamp Duties As per Stamp Duties Act 1949 (Revised 1989)
Request for redemption statement RM50.00 per request
Request for photocopy of documents including S&P, Letter of Offer, Title & Deed of Assignment RM50.00 per set of documents
Request for EPF withdrawal
(Manual application)
RM20.00 per request
Request for EPF withdrawal
(Online application)
RM10.00 per request
Agency Fee (Currently Waived)
RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)
RM25.00 : Appointment of the Bank as Sales Agent (ABSA)
*Only applicable for Skim Rumah Pertamaku (SRP), Personal Cash Line-i, Land Financing-i, Al-Waqf Home Financing-i, Wahdah Home Refinancing-i, Business Premises Refinancing-i, Land Refinancing-i.
Custodian Fee for safekeeping of Security Documents for fully settled facility RM80.00 annually

 

Vehicle Financing

Subject Charges Rate / Amount
Vehicle Financing Stamp Duty RM20.00 (without guarantor)
RM30.00 (with guarantor)
Road Tax Renewal Charges RM10.00
Late Payment Charge (Ta’widh) (a) During financing : 1% p.a of the overdue installment.
(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

 

Personal Financing

Subject Charges Rate / Amount
Cashline-i

Late Payment Charge (Ta’widh)

(a) During financing : 1% p.a of the overdue installment.

(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

Agency Fee

(a) RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)

(b) RM25.00 : Appointment of the Bank as Sales Agent (ABSA)

Stamp duty

As per Stamp Duty Act 1949 (Revised 1989) :

i. Principal Agreement – Ad Valorem of 0.5% of financing amount and

ii. Secondary/ Supplementary Agreement – Nominal of RM10 of each document

Personal Financing-i

Late Payment Charge (Ta’widh)

(a) During financing : 1% p.a of the overdue installment.

(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

Agency Fee

(a) RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)

(b) RM25.00 : Appointment of the Bank as Sales Agent (ABSA)

Stamp duty

As per Stamp Duty Act 1949 (Revised 1989) :

i. Principal Agreement – Ad Valorem of 0.5% of financing amount and

ii. Secondary/ Supplementary Agreement – Nominal of RM10 of each document

Print Friendly