Wednesday, 20 November 2019, 23 Rabiulawal 1441H Solat Time:

Financing


House & Fixed Asset Financing

SubjectChargesRate / Amount
All types of property/ land financingLate Payment Charge (Ta’widh)(a) During financing : 1% p.a of the overdue installment.
(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.
House & Fixed Asset FinancingStamp DutiesAs per Stamp Duties Act 1949 (Revised 1989)
Request for redemption statementRM50.00 per request
Request for photocopy of documents including S&P, Letter of Offer, Title & Deed of AssignmentRM50.00 per set of documents
Request for EPF withdrawal
(Manual application)
RM20.00 per request
Request for EPF withdrawal
(Online application)
RM10.00 per request
Agency Fee (Currently Waived)
RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)
RM25.00 : Appointment of the Bank as Sales Agent (ABSA)
*Only applicable for Skim Rumah Pertamaku (SRP), Personal Cash Line-i, Land Financing-i, Al-Waqf Home Financing-i, Wahdah Home Refinancing-i, Business Premises Refinancing-i, Land Refinancing-i.
Custodian Fee for safekeeping of Security Documents for fully settled facilityRM80.00 annually

 

Vehicle Financing

SubjectChargesRate / Amount
Vehicle FinancingStamp DutyRM20.00 (without guarantor)
RM30.00 (with guarantor)
Road Tax Renewal ChargesRM10.00
Late Payment Charge (Ta’widh)(a) During financing : 1% p.a of the overdue installment.
(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

 

Personal Financing

SubjectChargesRate / Amount
Cashline-i

Late Payment Charge (Ta’widh)

(a) During financing : 1% p.a of the overdue installment.

(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

Agency Fee

(a) RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)

(b) RM25.00 : Appointment of the Bank as Sales Agent (ABSA)

Stamp duty

As per Stamp Duty Act 1949 (Revised 1989) :

i. Principal Agreement – Ad Valorem of 0.5% of financing amount and

ii. Secondary/ Supplementary Agreement – Nominal of RM10 of each document

Personal Financing-i

Late Payment Charge (Ta’widh)

(a) During financing : 1% p.a of the overdue installment.

(b) After expiry of the financing : based on the prevailing Islamic Interbank Money Market Rate.

Agency Fee

(a) RM25.00 : Appointment of the Bank as Purchase Agent (ABPA)

(b) RM25.00 : Appointment of the Bank as Sales Agent (ABSA)

Stamp duty

As per Stamp Duty Act 1949 (Revised 1989) :

i. Principal Agreement – Ad Valorem of 0.5% of financing amount and

ii. Secondary/ Supplementary Agreement – Nominal of RM10 of each document

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