Wednesday, 12 December 2018, 5 Rabiulakhir 1440H Solat Time:
KL Imsak 5:38 | Subuh 5:48 | Syuruk 7:08 | Zohor 1:10 | Asar 4:32| Maghrib 7:06 | Isyak 8:20

Financing & Deposit Rates


FINANCING RATES
Property Financing-i (Tawarruq) – Baiti Home Financing
For latest financing rates on Baiti Home Financing, kindly contact your nearest Bank Islam branch.
Property Financing-i (Tawarruq) – Wahdah Home Refinancing
For latest financing rates on Wahdah Home Financing, kindly contact your nearest Bank Islam branch.
Vehicle
For latest financial rates, kindly contact our nearest Automobile Financing Center.
Personal Financing

Profit Margin

Personal Financing – Non Package 1-3 years : 6.0% p.a. (Flat) 4-8 years : 6.8% p.a (Flat) 9-10 years : 7.0% p.a. (Flat)
Base Rate (BR)
Base Rate (BR) – Effective 13 November 2018

4.03% p.a.

Base Financing Rate (BFR)
Base Financing Rate (BFR) – Effective 13 November 2018 6.98% p.a.
 Click here for Historical Benchmark Cost of Fund (COF)

INVESTMENT RATES

Personal Banking Products

Rate % p.a

Profit Rates from 16 November 2018 to 15 December 2018

Al-Awfar Account

0.10

Profit Rates from 03 December 2018  to 31 December 2018

Wafiyah Investment Account:

1 Month

2 Months

3 Months

4 Months

5 Months

6 Months

7 Months

8 Months

9 Months

10 Months

11 Months

12 Months

15 Months

18 Months

21 Months

24 Months

* the rates displayed above are based on expected rate p.a.

-

3.60*

3.65*

4.00*

4.00*

4.00*

4.10*

4.10*

4.10*

4.15*

4.20*

4.20*

4.25*

4.30*

4.30*

4.35*

4.40*

-

Treasury Products

Rate % p.a

Return on Asset (ROA) from 16 November November 2018 to 15 December 2018

Waheed Term Investment Account

4.63

Wafiyah Term Investment Account

5.43


Profit Rates for Al-Awfar Investment Account-i maturing from 16 November 2018 to 15 December 2018

Period

PSR Customer : Bank

Rate % p.a

1 month

24 : 76

0.79

3 months

26 : 74

0.86

6 months

28 : 72

0.91

9 months

29 : 71

0.94

12 months

31 : 69

0.98

15 months

32 : 68

0.99

18 months

33 : 67

1.01

21 months

33 : 67

1.00

24 months

33 : 67

0.99

36 months

35 : 65

1.04

48 months

37 : 63

1.12

60 months & above

39 : 61

1.18


Ta’widh Rate (Expired Facility)

Prevailing IIMM Rate

(Not Expired Facility)

1.00


Term Deposit-i (Tawarruq) Rates from 03 December 2018 to 31 December 2018

Period

Rate % p.a

1 month

3.30

2 months

3.30

3 months

3.35

4 months

3.35

5 months

3.35

6 months

3.40

7 months

3.40

8 months

3.40

9 months

3.50

10 months

3.50

11 months

3.50

12 months

3.60

15 months

3.80

18 months

3.90

21 months

3.95

24 months

4.00

36 months

4.00

48 months

4.00

60 months

4.10

Special TDT-i TWQ

Please refer to Treasury

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