Saturday, 23 November 2019, 26 Rabiulawal 1441H Solat Time:

Financing & Deposit Rates




FINANCING RATES
Property Financing-i (Tawarruq) – Baiti Home Financing
For latest financing rates on Baiti Home Financing, kindly contact your nearest Bank Islam branch.
Property Financing-i (Tawarruq) – Wahdah Home Refinancing
For latest financing rates on Wahdah Home Financing, kindly contact your nearest Bank Islam branch.
Vehicle
For latest financial rates, kindly contact our nearest Automobile Financing Center.
Personal Financing

Profit Margin

Personal Financing – Non Package1-3 years : 6.0% p.a. (Flat)4-8 years : 6.8% p.a (Flat) 9-10 years : 7.0% p.a. (Flat)
Base Rate (BR)
Base Rate (BR) – Effective 10 May 2019

3.77% p.a.

Base Financing Rate (BFR)
Base Financing Rate (BFR) – Effective 10 May 2019 6.72% p.a.
 Click here for Historical Benchmark Cost of Fund (COF)

INVESTMENT RATES

Personal Banking Products

Rate % p.a

Profit Rates from 16 November 2019 hingga 15 December 2019

Al-Awfar Account

0.09

Profit Rates from 01 November 2019 to 30 November 2019

Wafiyah Investment Account:

1 Month

2 Months

3 Months

4 Months

5 Months

6 Months

7 Months

8 Months

9 Months

10 Months

11 Months

12 Months

15 Months

18 Months

21 Months

24 Months

* the rates displayed above are based on expected rate p.a.

3.25*

3.35*

3.50*

3.50*

3.55*

3.65*

3.70*

3.70*

3.75*

3.75*

3.75*

3.80*

3.85*

3.85*

3.90*

4.00*

Treasury Products

Rate % p.a

Return on Asset (ROA) from 16 November 2019 to 15 December 2019

Waheed Term Investment Account

4.48

Wafiyah Term Investment Account

5.21


Profit Rates for Al-Awfar Investment Account-i maturing from 16 Nov 2019 to 15 Dec 2019

Period

PSR Customer : Bank

Rate % p.a

1 month

24 : 76

0.75

3 months

26 : 74

0.82

6 months

28 : 72

0.89

9 months

29 : 71

0.92

12 months

31 : 69

1.00

15 months

32 : 68

1.04

18 months

33 : 67

1.07

21 months

33 : 67

1.05

24 months

33 : 67

1.05

36 months

35 : 65

1.08

48 months

37 : 63

1.13

60 months & above

39 : 61

1.20


Ta’widh Rate (Expired Facility)

Prevailing IIMM Rate

(Not Expired Facility)

1.00


Term Deposit-i (Tawarruq) Rates from 01 November 2019 to 30 November 2019

Period

Rate % p.a

1 month

3.05

2 months

3.05

3 months

3.10

4 months

3.10

5 months

3.10

6 months

3.15

7 months

3.15

8 months

3.15

9 months

3.25

10 months

3.25

11 months

3.25

12 months

3.35

15 months

3.55

18 months

3.65

21 months

3.70

24 months

3.75

36 months

3.75

48 months

3.75

60 months

3.85

Special TDT-i TWQ

Please refer to Treasury



Print Friendly, PDF & Email