||Special Investment Account (SIA)
||General Investment Account (GIA)|
||SIA/GIA refers to a sum of money deposited with the bank and profit is payable on every interim profit payment date/at maturity (where applicable). The amount of actual profit will only be known on maturity date based on prevailing gross return for the contracted profit sharing ratio.|
|Applicable Shariah concept
||Mudharabah ( profit sharing)|
This refers to an agreement between the Bank and the customer where the customer agrees to participate in the financial activities undertaken by the Bank and shares the profit generated from financing and/or investment activities based on an agreed profit-sharing ratio.
|Profit Sharing Ratio
Click here for Profit Sharing Ratio and Indicative Rate|
For more details, kindly refer to the respective product disclosure sheet.
For further details, kindly contact our Treasury Sales Team at 03-2090 1710 / 1711.
Note : Information contained herein is accurate as of the time of publishing and subject to change in accordance with applicable rules, regulations or guidelines issued by Bank Negara Malaysia from time to time.