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Industry Restructuring Financing Guarantee scheme


Key Features

Objective To promote investments:
  • that increase productivity;
  • in high-value added activities (such as research & development, and downstream agriculture activities); and
  • that promote greater application of green technology.
Eligibility Criteria Legally registered Malaysian-owned companies (at least 51%) in all economic sectors.
Financing Amounts
  • Minimum: RM50,000
  • Maximum: Aggregate financing of RM50.0 million per company
Purpose of Financing
  • To finance investments that meet the objectives of the scheme.
  • Refinancing of existing credit facilities is not allowed.
Guarantee Cover
  • For companies with shareholders equity less than RM20 million:
    • 80% by the Government
    • 20% by the participating financial institutions;
  • For companies with shareholders equity of RM20 million or more:
    • 50% by the Government
    • 50% by the participating financial institutions.
Guarantee Fee 0.5% p.a.
Financing Tenure Up to 10 years
Application Dates
Applications are open from 16 March 2009 to 31 December 2010 or upon approval of financing up to RM5 billion, whichever is earlier. 
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