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Gold & Classic Card-i


 MasterCard (Gold)

MasterCard (Classic)
 Visa (Gold)  Visa (Classic)

Features and Benefits

 Product Features
 Brand  MasterCard & Visa
 Contract  Tawarruq
 Contract Period  3 years
 Joining Fee  No joining fee
 Profit Rate  13.5% to 17.5%  per annum

Services of Bank Islam Gold & Classic Card

  • Retail purchases
  • Cash withdrawal facilities at Bank Islam ATMs
  • Easy payment accessibility and cash withdrawals at any Bank Islam branches and ATMs
  • Balance transfer
  • Emergency cash withdrawal overseas
  • 24 hours Customer Service

Features of Bank Islam Gold & Classic Card

  • Based on the Shariah contract that is free from ‘Riba’ and ‘Gharar’
  • Tenure of contract is 3 years
  • Profit margin is fixed for the whole tenure
  • Accept transactions from “HALAL” merchant only
  • Financing limit offered is at par with that offered by other card issuers
  • Worldwide recognition
  • Latest SMART Chip Technology

Privileges of Bank Islam Gold & Classic Card

  • Annual fee waiver for the whole contract, subject to a minimum of 12 transactions per annum
  • No compounding elements
  • Competitive cash withdrawal fee. A withdrawal fee of 2.5% of the cash withdrawal or RM12(whichever is higher). Cardmembers can also perform cash withdrawal up to 50% of financing limit
  • Complimentary Group Family Takaful coverage (up to RM100,000) and funeral expenses of RM1,000 for principal cardholders for the whole period of contract.
  • Zakat payments acceptance
  • Discounts on Mail Order Telephone Order (MOTO) Programme and Easy Payment Schemes

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