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BIMB Dana Al-Munsif

 


   


 

Fund Manager BIMB Investment Management Berhad
Fund Category/ Type Balanced/ Income and Growth
Trustee ABB Trustee Berhad
Investment Objective The principal investment objective of the Fund is to provide a steady and consistent income and capital appreciation of the Units over the medium to long term period. Accordingly, returns shall be in the form of long term capital growth and regular income distribution to the Unit Holders.

Note:
Any material change to the investment objective of the Fund would require Unit Holders’ approvals.
Investment Policies & Strategy To meet the investment objective, the Fund will focus on well-established blue chip companies that could potentially pay sustainable dividends and achieve earnings growth. The Fund may also invest in small and medium sized companies that could potentially embark on dividend payments. These investments are to provide high income-flow to the Fund for potential income distribution to Unit Holders.

Meanwhile, the investments in Sukuk are particularly for the purpose of generating the recurring income from expected regular profit payment. The investment in Sukuk must have a minimum AA3 rating by RAM or AA- rating by MARC or equivalent rating rated by any recognised credit rating agency.
Asset Allocation
  • Equity : 40% - 60%
  • Sukuk & cash : 40% - 60%

The Manager may, in response to adverse market, economic, political and any other conditions, adopt a temporary defensive strategy by maintaining higher liquid asset/cash portions. When this happens, the asset allocation of the Fund will be altered accordingly.

Investor Profile Suitable for investors who:-
  • Seek moderate to high capital appreciation.
  • Have medium to long term horizon.
Date Launched 27 December 2001
Financial Year End 31 August
Investor Risk Profile Moderate
Distribution Policy The Fund intends to pay out annual income distribution to Unit Holders if sufficient investment income has been accumulated during the year.
Minimum Initial Investment RM500
Minimum Additional Investment RM100
Investment Options Lump Sum / Regular Savings
Cooling-off Period A Cooling-off period of six (6) Business Days from the date the Manager received the investment is accorded to an investor who is investing with BIMB Invest for the first time. During the Cooling-off Period, the investor, upon changing his mind about the unit trust investment that he has made, may proceed to exercise his Cooling-off Right by submitting a cooling-off request to BIMB Invest, at the nearest Bank Islam branches or from our authorized IUTAs/ UTCs.
Minimum Holdings 100 units
Fees
Sales Charge The sales charge are as follows:-
a. Direct investment with Manager

Up to 5% of the NAV per Unit

b. Via authorised UTCs
c. Via IUTA
Repurchase Charge Nil
Transfer Fee RM3 per transfer
Switching Charge
a. 1st Time

Nil

b. 2nd Time onwards RM25 per transaction (switching fee is exempted for investors having a total investment with BIMB Invest of RM100,000 and above)
Annual Management Fee 1.5% of the NAV of the Fund per annum.
Annual Trustee Fee 0.08% of the NAV of the Fund per annum, subject to a minimum fee of RM 18,000.

For more details, please visit our nearest Bank Islam branches or call our Call Centre at 03-26 900 900.

INVESTORS ARE ADVICE TO READ AND UNDERSTAND THE CONTENT OF THE MASTER PROSPECTUS THAT IS AVAILABLE AT BANK ISLAM BRANCHES. IF IN DOUBT, PLEASE CONSULT A PROFESSIONAL ADVISER.

 
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