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BIMB Dana Al-Falah

 


   


 

Fund Manager BIMB Investment Management Berhad
Fund Category/ Type Mixed Assets/ Growth
Trustee ABB Trustee Berhad
Investment Objective The principal investment objective of the Fund is to achieve long term capital appreciation of the Units by investing in a diversified portfolio of equities, Sukuk and money market instruments. Accordingly, all investment income (if any) shall be reinvested for long term capital growth rather than distributed annually.

Note:
Any material change to the investment objective of the Fund would require Unit Holders’ approvals.
Investment Policies & Strategy To meet the objective, equity investment will represent up to 80% of the Fund’s NAV. The main focus of the Fund would be the accumulation of stocks relating to companies which may potentially be able to achieve earnings growth in the medium to long term.

The Fund may invest in Sukuk and Shariah-compliant money market instruments (collectively up to 70% of NAV). The Manager may also invest in Collective Investment Schemes and Shariah-compliant Structured Products to further enhance the Fund’s potential returns.
Asset Allocation
  • Equity: 30% to 80%.
  • Sukuk: 0% to 40%.
  • Money Market instrument: 0% to 50%.
  • Collective Investment Scheme: 0% to 30%.
  • Structured Product: 0% to 20%.

The Manager may, in response to adverse market, economic, political and any other conditions, adopt a temporary defensive strategy by maintaining higher liquid asset/cash portions. When this happens, the asset allocation of the Fund will be altered accordingly.

Investor Profile Suitable for investors who:-
  • Seek moderate to high capital appreciation.
  • Have medium to long term horizon.
Date Launched 27 December 2001
Financial Year End 31 August
Investor Risk Profile Moderate to High
Distribution Policy Distribution of income* (if any) is incidental.

*Note:
The distribution of income will automatically be reinvested. Hence, Unit Holders will receive additional Units from the reinvestment of income distribution.
Minimum Initial Investment RM500
Minimum Additional Investment RM100
Investment Options Lump Sum / Regular Savings
Cooling-off Period A Cooling-off period of six (6) Business Days from the date the Manager received the investment is accorded to an investor who is investing with BIMB Invest for the first time. During the Cooling-off Period, the investor, upon changing his mind about the unit trust investment that he has made, may proceed to exercise his Cooling-off Right by submitting a cooling-off request to BIMB Invest, at the nearest Bank Islam branches or from our authorized IUTAs/ UTCs.
Minimum Holdings 100 units
Fees
Sales Charge The sales charge are as follows:-
a. Direct investment with Manager

Up to 5% of the NAV per Unit

b. Via authorised UTCs
c. Via IUTA
d. Via EPF Member’s Investment Scheme Up to 3% of the NAV per Unit

Up to 3% of the NAV per Unit

Investment via EPF members’ Investment Scheme shall be subjected to the terms and conditions imposed by EPF from time to time.

Repurchase Charge Nil
Transfer Fee RM3 per transfer
Switching Charge
a. 1st Time

Nil

b. 2nd Time onwards RM25 per transaction (switching fee is exempted for investors having a total investment with BIMB Invest of RM100,000 and above)
Annual Management Fee 1.5% of the NAV of the Fund per annum.
Annual Trustee Fee 0.08% of the NAV of the Fund per annum, subject to a minimum fee of RM 18,000.

For more details, please visit our nearest Bank Islam branches or call our Call Centre at 03-26 900 900.

INVESTORS ARE ADVICE TO READ AND UNDERSTAND THE CONTENT OF THE MASTER PROSPECTUS THAT IS AVAILABLE AT BANK ISLAM BRANCHES. IF IN DOUBT, PLEASE CONSULT A PROFESSIONAL ADVISER.

 
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