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Property Financing-i (Tawarruq) - Wahdah Home Refinancing


Looking for the best way to lower your house financing monthly installment? Or do you need extra cash for your personal needs? Why not have it all by capitalising on the appreciation value of your house with our Wahdah Home Refinancing.

Attractive Terms

  • High margin of financing up to 90%
  • Financing Tenure Up to 35 years or up to age 70, whichever is earlier
  • Competitive Financing Rates
  • Financing for:
  • Mortgage Reducing Term Takaful (MRTT)
  • Long Term House Takaful (LTHT)
  • Stamp Duty
  • Legal Fees
  • Valuation Fees

Better Cost Saving

  • 20% discount on Stamp Duty for Perfecting The Bank’s Security Documentation
  • No Processing Fees

Bonus Benefits

  • Refer the payment of two monthly installments with our Payment Holiday features (every November and December)

You are eligible if you are:

  • Age 18 to 70 years old
  • Resident or Non Resident
  • Not a bankrupt or have any legal action

Document required:

  • Photocopy of identity card
  • Sales & Purchase Agreement
  • Photocopy of Title Deed
  • Latest Financing/ Loan Statement
  • For salary earners :
    • Latest 3 months salary slips
    • Latest 3 months salary crediting account statements
    • Employer’s confirmation letter
    • Annual Income statement/ BE Form / EPF Statement
    • Any other supporting income documents
  • For businessmen :
    • Company / Business Registration
    • Last 6 months’ Bank Statements
    • Latest 3 years Financial Statement
    • Latest B Form
    • Any other supporting income documents


Product Disclosure Sheet


Subject to terms & conditions

 or contact our Call Center at 03-26 900 900.

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