Hotline HOTLINE | 603-2690-0900

Bank Islam
Bank Islam

Personal Financing Print | Bookmark
 
Programme for Medical Practitioner


FEATURES

Margin of Financing

Up to 15 times gross salary and subject to minimum amount of RM10,000 and maximum amount of RM100,000

Payment Period

Maximum of 10 years or up to the retirement age, whichever is earlier

Profit Margin

  • 1 - 5 years : 5.50% p.a. (Flat)
  • 6 - 10 years : 5.70% p.a. (Flat)

Advance Payment

Equivalent to 2 months of monthly payment

Eligibility (Salary Earner)
  • Applicant must be 25 years and not exceeding the retirement age at the end of payment period.
  • Malaysian citizen.
  • Fixed income earner with a minimum gross income of RM2,000 per month.
  • Minimum tenure in service:
  • Permanent Staff : 6 months
  • Contract Staff : 2 years (Government only)
  • Maximum total salary deduction of 75%
Eligibility (Sole Proprietorship or Partnership)
  • Applicant must be 25 years and not exceeding the retirement age at the end of payment period
  • Malaysian citizen
  • Earned a minimum gross monthly income of RM2,000 and above.
  • Minimum of 2 years in business.
  • Maximum total salary deduction of 75%

Takaful Coverage

Personal Financing Takaful Plan

Documents Required For salary earner applicant:-
  • Photocopy of identity
  • Latest payslip
  • Latest Letter of confirmation from employer
  • Certificate of registration with Malaysian Medical Council or Malaysian Dental Council
  • Latest Annual income statement (EA/EC/B Form) OR latest 3 months Bank Statements of salary credited account OR any other supporting document such as EPF statement, if required.

For Sole Proprietorship or Partnership:-

  • Photocopy of identity card
  • Business Registration.
  • Last 6 months current account statement.
  • Latest Income tax form (J/BE Form) with payment receipt
  • Last 2 years financial statement
  • Certificate of registration with Malaysian Medical Council or Malaysian Dental Council.
Payment Method For salary earner applicant:-
  • Salary Deduction
  • Salary Transfer to Bank Islam with Auto-debit Instruction
  • Auto-debit Instruction from other Banks (from salary credited account)


For Sole Proprietorship or Partnership:-

  • Auto-debit Instruction from Bank Islam or other Banks (from salary credited account)
  • Post Dated Cheque
Benefits
  • Competitive rate
  • No hidden charges
  • No guarantor is required
  • No deposit
  • No processing fee
  • Flexible financing tenure
  • Selling price – fixed and known
  • Fast approval


*Terms and conditions apply

Login for Internet BankingLogin for Corporate Desktop BankingBank Islam Card Secure Code
Talk To Us
Customer Service HotlineHotline Numbers 
  •  
  • Call Center : 603-26 900 900
  •  
  • Credit Card Authorisation : 1-800-88-8686
    Promotions

    Tabung Haji Banking
    TOOLS
    Express Online Application
    Express Online Account Opening
    Financial Rates
    Fees & Charges
    Financial Calculator
    Financial Reports
    Branch Locator