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Platinum Card
Features and Benefits
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Product Features |
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Brand
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MasterCard |
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Financing Limit
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Up to 3 times monthly salary |
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Contract
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Bai-Inah |
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Contract Period
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3 years |
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Joining Fee
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No joining fee |
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Profit Rate
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1.5% per month or 18% per annum |
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Balance Transfer
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0% for 3 months (minimum amount of RM1K) |
*Note: Annual Fee is waived with the condition that the card must be active (at least RM1,000 amount transacted a year or at least 1 transaction a month) and no default in repayments.
• Complimentary Group Family Takaful Coverage
– The card offers complimentary Group Family Takaful coverage of up to RM100,000 and benevolence expenses of
RM5,000 for principal cardholders.
• Non-compounded Interest@ Profit Charges
– Cardholders can save up to 1.6% per annum on the profit charges
• Annual Fee is waived for 1 year (Principal And Supplementary Cardholders). Subject to terms and conditions;
– Active account means at least one (1) retail transaction, cash or balance transfer
– No default in repayment
• Profit Rebate Programme*
– Cardholders will enjoy profit rebates between 0.5% and 2.5% that are credited directly to their accounts each month.
• Competitive Cash Withdrawal Fee
– The withdrawal fee is four times cheaper than other banks. Cardholders can enjoy a minimal cash withdrawal fee
of RM12 for every RM1,000 or part thereof. As compared to 3% of the withdrawal amount or RM50, whichever is
higher, which is chargeable by conventional credit card issuers. The card also allows cash withdrawal of up to
50% of financing limit.
• Zakat Payment
– Cardholders can pay zakat (tithe) via standing instructions, auto-debit, internet and EDC terminals at Pusat Zakat
counters. (currently operating at zakat centres including Zakat Selangor, Zakat Wilayah Persekutuan, Pahang,
Pulau Pinang, Melaka and Negri Sembilan. BICC is in the process of expanding the services to other Pusat Zakat
nationwide.)
• Discounts For Mail Order Telephone Order (MOTO) & Easy Payment Scheme
– Cardholders can enjoy privileges and special discounts under the bank’s Mail Order Telephone Order (MOTO) and
Easy Payment Programs. The program awareness or campaign will be sent together with the statements, from
time to time.
• Complimentary Travel Personal Accident up to RM1Million
• Free Flight Travel Inconvenience Benefits
• Free Purchase Protection Insurance
• 24 hours Personal Concierge Services by MasterCard International
• 24 hours Dedicated Customer Service line
• Special discounts and privileges by MasterCard Worldwide
• Free subscription to MasterCard Platinum Collection via www.mastercardmoments.com
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