Hotline Call Center 603 26 900 900

Bank Islam
Bank Islam

Personal Financing Print | Bookmark
 
Non Package



FEATURES

Financing Quantum

  • Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM150,000
  • Financing RM30,000 and below – without guarantor
  • Financing more than RM30,000 – one guarantor

Payment Period

  • Maximum 120 months (10 years) or up to the retirement age, whichever is earlier

Profit Margin

  • 1 - 3 years : 6.0% p.a. (Flat)
  • 4 - 8 years : 6.8% p.a (Flat)
  • 9 - 10 years : 7.0% p.a. (Flat)  

Advance Payment

  • Equivalent to 2 months installment (if applicable)


ELIGIBILITY

  • Applicant must be 18 years and not exceeding the retirement age at the end of payment period
  • Malaysian citizen
  • Earning a minimum fixed income of RM3,000.00 per month
  • Applicant and/or guarantor must be a continued employee in any of the following:
    • Government Sector
    • Public Listed Companies
    • Subsidiaries of Government or Public Listed Company
  • Total deduction must not exceed 40% from the gross salary or if inclusive of house deduction, it must not exceed 65% of deduction

Takaful Coverage

  • Personal Financing Takaful Plan

Documents Required

  • A copy of identity card
  • Latest 3 months' salary slip
  • Latest employer's confirmation letter

 And at least one (1) of these :

  • Latest income tax form (Form B or Form EA/EC)
  • Latest 3 months Bank Statements of salary crediting account; or
  • Any other latest supporting document such as EPF statement, if required

Payment Method

  • Salary Deduction
  • Salary Transfer to Bank Islam with Auto-debit Instruction
  • Standing Instruction from other Banks (from salary credited account)

BENEFITS
  • No hidden charges
  • Selling price – fixed and known
  • Fast approval
  • Competitive rate


*Terms and conditions apply

English  |   Bahasa Malaysia

Internet Banking
Login for Internet BankingLogin for Corporate Desktop BankingBank Islam Card Secure Code
Talk To Us
Customer Service HotlineHotline Numbers 
 
Promotions
References
Amanah Saham Bank Islam (ASBI)

  3 September 2010

ASBI

Net Asset Value (NAV) / Buying / Selling
(RM)

BIMB i Growth (Al-Mubin Fund)

0.2860

Al-Fakhim Fund

0.5202

Al-Munsif Fund

0.5299

Al-Falah Fund

0.5556

BIMB Invest Money Market Fund

1.0002



TOOLS
Express Online Application
Express Online Account Opening
Financing Rates
Deposit Rates
Fees & Charges
Financial Calculator
Financial Reports