| Personal Financing |
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Non Package

Features
Margin of financing
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Up to 5-7 times gross salary and subject to minimum amount of RM10,000.00 and maximum amount of RM50,000.00
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Financing RM30,000.00 and below – without guarantor
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Financing more than RM30,000.00 – one guarantor
Payment Period
Profit margin
Advance Payment
Eligibility
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Applicant must be 18 years and not exceeding the retirement age at the end of payment period
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Malaysian citizen
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Earning a minimum fixed income of RM2,000.00 per month or RM24,000.00 annually
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Applicant and/or guarantor must be a continued employee in any of the following:
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Government Sector
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Public Listed Companies
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Subsidiaries of Government or Public Listed Company
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Other Prominent Private Limited Companies, Multinational Companies and Multimedia Super Corridors Status Companies
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Total deduction must not exceed 50% from the gross salary or if inclusive of house deduction, it must not exceed 75% of deduction
Takaful coverage
Documents required
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A copy of identity card
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Latest 3 month's salary slip
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Latest employer's confirmation letter
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Latest income tax form (Form B or Form EA/EC)
Payment method
Benefits

*Terms and conditions apply
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