Minimum Opening

• RM100.00

Minimum balance

• RM25.00

Age requirement

• Open to all, 12 years old and above

Types of Account

• Individual Account - For those who are 12 years old and above
• Entrust Account - For children under 12 years old, opened with an individual adult
• Joint Account - For you to open the account jointly with another person

Contract

• Mudharabah

• Attractive and competitive profit sharing ratio
• Monthly interim profit directly credited into your account
• Free Group Family Takaful*
• Free Savings Passbook
• Bankcard facilities
• Salary crediting & sweeping facility
• Standing instruction facility
• Zakat (tithes) on the savings paid by the Bank
• Other facilities:
  • Bill payment
  • bankislam.biz
  • bankislam.SMS

ATM

• Cash withdrawal
• Fund transfer
• Statement request
• Utility bills payment Zakat payment
• Deposit to Tabung Haji
• Contribution to Yayasan Pembangunan Ekonomi Islam Malaysia
• Internet Banking (bankislam.biz) registration
• SMS Banking registration, bankislam.SMS
• PIN Change
• MEPS Cash inquiry and loading

e-Debit

• The e-Debit (electronic hands transfer at point of sale) is a service where consumers pay their purchases using Bankcard and Personal Identification Number (PIN). The purchase amount will be deducted directly form either their Savings or Current Account.

MEPS Cash

• MEPS Cash is an e-Purse application in your Bankcard, which stores a specific amount of monetary value loaded from ATM account, which can be used to make small purchases. MEPS Cash is a convenient method for making your routine daily purchases.