Features: -

• Annual Fee Waiver* for the whole contract
• Free Group Family Takaful Coverage & Benevolence Expenses of RM1, 000 (Save 3% p.a)
• Profit Rebate Program (Save 0.5% p.a –2.5% p.a)
• No Compounding Elements (save 1.6% per year)
• Lowest cash withdrawal fee of RM12 for every RM1, 000 cash withdrawal or part there of at BIMB  ATMs.

Eligibility:-

• Age Limit:
  • Principal applicant - 21 to 60 years old
  • Supplementary applicant: 18 years old and above
  • Minimum income: RM18, 000 per annum

Note:
*Only applicable for Principal cardholders.
**Other fees and charges remain as per normal Bank Islam Card. Subject to terms & conditions.

Benefits: -

• Profit margin – competitive rate
• 100% margin of financing
• Enjoy longer repayment period
• No security deposits

Features: -

• Margin available up to 100%
• For new, used car and refinancing
• Only one guarantor needed (if necessary)
• Tenure up to 10 years
• Maximum age of used car up to 12 years

Benefits: -

• Profit margin – competitive rate
• Repayment up to 10 years

Features: -

• Maximum financing amount up to 10 times of gross salary or RM 50,000 (whichever is lower)
• Repayment period maximum up to 10 years
• Earning fixed or stable income, minimum of RM 1,500
• Must be a confirmed employee
• Three months installment for collateral deposit
• Guarantor is required depending on the amount of financing

Takaful Protection

Personal Accident Plan (Takaful Kemalangan Diri)

• RM 80 per year contribution
• Coverage includes: -
  • Accidental death
  • Hospitalization allowance
  • Total permanent disability
  • Funeral Expenses due to accident
  • Medical Expenses due to accident
  • Coverage up to RM 50,000.

Takaful Dana Pekerja

• Contribution as low as RM 20 per month
• Protection & savings concept
• Coverage includes: -
  • Accidental death
  • Normal death
  • Total permanent disability
  • Funeral Expenses (family & individual)
  • Medical Expenses due to accident

e-Banking Facilities

• SMS Banking, bankislam.SMS
• Internet Banking,  bankislam.biz
• Bankcard
• e-Channel: -
  • Automated Teller Machine (ATM)
  • Cash Deposit Machine (CDM)
  • Statement Printer
  • Express Cheque Deposit Machine (ECDM)