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| Bank Islam Card -i |
Print | Bookmark |
Gold & Classic Card
Features and Benefits
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Product Features |
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Brand |
MasterCard & Visa |
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Contract |
Bai-Inah |
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Contract Period |
3 years |
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Joining Fee |
No joining fee |
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Profit Rate |
1.5% per month or 18% per annum |
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| Services of Bank Islam Gold & Classic Card |
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- Retail purchases
- Cash withdrawal facilities at Bank Islam ATMs
- Easy payment accessibility and cash withdrawals at any Bank Islam branches and ATMs
- Balance transfer
- Emergency cash withdrawal overseas
- 24 hours Customer Service
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| Features of Bank Islam Gold & Classic Card |
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Based on the Shariah contract that is free from ‘Riba’ and ‘Gharar’
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Tenure of contract is 3 years
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Profit margin is fixed for the whole tenure
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Accept transactions from “HALAL” merchant only
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Financing limit offered is at par with that offered by other card issuers
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Worldwide recognition
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Latest SMART Chip Technology |
| Privileges of Bank Islam Gold & Classic Card |
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- Annual Fee waiver for the whole contract, subject to terms & conditions: -
- Active account means at least one (1) retail transaction, cash or balance transfer per month
- No default in repayment
- No compounding elements
- Competitive cash withdrawal fee. A withdrawal fee of RM 12 for every RM1,000 or part thereof. Cardholders can also perform cash withdrawal up to 50% of financing limit
- Complimentary Group Family Takaful coverage (up to RM 50,000) and funeral expenses of RM1, 000 for principal cardholders for the whole period of contract.
- Zakat payments acceptance
- Discounts on Mail Order Telephone Order (MOTO) Programme and Easy Payment Schemes
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