| Money Market Instruments |
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General Investment Account (GIA)
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Based on the Shariah contract of Mudharabah (trustee profit sharing)
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The investor (as the owner of capital) will make a placement with the Bank (as the entrepreneur) with the intention of sharing the profit out of the Bank’s investment
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Profit sharing ratio (PSR) is negotiable for SIA/fixed for GIA
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The amount of actual profit will only be known on maturity date based on the prevailing gross rate of return for the contracted PSR
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Minimum tenure is overnight for SIA/1 month for GIA
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Minimum amount for SIA – RM 500,000
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Minimum amount for GIA – RM 500
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