Based on the Shariah contract of Mudharabah (trustee profit sharing)

The investor (as the owner of capital) will make a placement with the Bank (as the entrepreneur) with the intention of sharing the profit out of the Bank’s investment

Profit sharing ratio (PSR) is negotiable for SIA/fixed for GIA

The amount of actual profit will only be known on maturity date based on the prevailing
gross rate of return for the contracted PSR

Minimum tenure is overnight for SIA/1 month for GIA

Minimum amount for SIA – RM 500,000

Minimum amount for GIA – RM 500