| Fees and Charges |
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Financing
House & Fixed Asset Financing
| Subject |
Charges |
Rate / Amount |
All types of property/ land financing
- Up to RM30,000.00
- RM30,001.00 to RM100,000.00
- Above RM100,001.00 |
Processing Fees |
- RM50.00
- RM100.00
- RM200.00 |
| All types of property/ land financing |
Late Payment Charge (Ta'widh) |
At + 1% p.a. for installment in arrears
Note:
Overdue accounts are based on money market rate |
| House & Fixed Asset Financing |
Early redemption (5th year & below from the 1st Release Date) |
2% - 4% based on original financing amount |
| |
Redemption Statement |
RM50.00 for 1st request. RM100.00 for 2nd & subsequent requests |
| |
Photocopy of Bank's Documet |
RM50.00 per request |
Vehicle Financing
| Subject |
Charges |
Rate / Amount |
| Vehicle Financing |
Stamp Duty |
RM20.00 (without guarantor)
RM30.00 (with guarantor) |
| |
Road Tax Renewal Charges |
RM10.00 |
| |
Services charge for performing settlement on used car financing |
RM30.00 |
| |
Transfer of name and ownership (with Statutory Declaration from Commissioner of Oath)
|
RM140.00 (East Malaysia)
RM270.00 (Peninsular Malaysia) |
| |
Transfer of name and ownership (with Statutory Declaration from Commissioner of Oath)
|
RM270.00 (EastMalaysia)
RM100.00 (Peninsular Malaysia) |
|
PUSPAKOM inspection |
RM130.00 (East Malaysia
RM50.00 (Peninsular Malaysia) |
|
Ownership endorsement (Refinancing) |
RM50.00 (East Malaysia)
RM100.00 (Peninsular Malaysia) |
Personal Financing
| Subject |
Charges |
Rate / Amount |
| Umrah/Ziarah Financing-i |
Late Payment Charge (Ta'widh)
|
At +1% p.a. for installment in arrears
Note:
Overdue accounts are based on money market rate |
| Education Financing-i |
|
| Cashline-i |
|
| Personal Financing-i |
|
| Share Financing-i |
|
| Subject |
Charges |
Rate / Amount |
| Personal Financing-i |
Early Settlement |
At Bank Islam's discretion |
| Share Financing-i |
Handling Charge |
0.2% of selling price |
| |
Advance Profit |
1 month in advance at 8.50% p.a. for settlement within Grace period |
|