Fund Manager

BIMB Unit Trust Management Berhad

Fund Category/ Type

Balanced Fund/ Income & Growth Fund

Trustee

ABB Trustee Berhad

Investment Objective

To provide a steady and consistent appreciation over the medium to long term period to investors.

Any material changes to the investment objective of the Fund would require unitholder’s approval.

Investment Strategy

The Fund will actively be managed to balance between steady long-term growth of capital and at the same time aims to provide regular incomes to the investors. To achieve these goals, investment in equity may focus on stock of well established blue chip companies operating across numerous industries, which give high dividend yields besides having good prospect for future growth. The Fund may also invest in small and mid-size companies that could provide high dividend yield (even if there is no track record). The investment in these stocks is to provide high income-flow to the Fund for potential income distribution to unitholders.

Meanwhile, the investment in bonds is particularly for generating the recurring income from expected regular annual dividend payment or accrual incomes. Therefore, the bonds with high dividend payment will be given priority provided that they are investment grade with minimum single A and above.

Asset Allocation (Indicative)

However, during uncertain market condition, the fund manager may take temporary steps that may not be consistent with the fund’s asset allocation policy.

Performance Benchmark

60% KLSI + 40% Islamic Investment Deposit Return

60% based on the percentage change of the KLSI and 40% based on the 12-month BIMB General Investment Account

Principal Risk

Market risk, specific security risk, interest rate risk, credit/default risk, liquidity risk, non compliance with Syariah requirement risk.

The interest rate risk is a general economic indicator that will have an impact to the management of the fund regardless of whether it is a Syariah-based fund or otherwise. It does not in any way suggest that this fund will invest in fixed income securities, which are not approved by Syariah. All the investments carried out for this fund are in accordance with the requirement of Syariah.

Investor Profile