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Bank Islam
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Al-Mubin Fund
 

Fund Manager

BIMB Unit Trust Management Berhad

Fund Category/ Type

Equity Fund/ Aggressive Growth Fund

Trustee

Mayban Trustees Berhad

Investment Objective

To provide a medium to long-term return through capital appreciation and dividend income.

Investment Strategy

In order to provide reasonable return and capital growth over the medium to long-term equity investment will represent a dominant part of the portfolio (up to 90% of the fund’s NAV). They will comprise of a diversified portfolio of stocks of blue chip companies, high growth companies and dividend stocks that listed on Bursa Malaysia.

The Fund Manager will adopt an active trading approach of which the Fund may increase its equity investment if the equity market outlook is expected to be positive. Conversely, the investment in cash and money market will be raised at the expense of lower equity exposure in the event of a severe downturn in equity market is anticipated.

The Fund may also invest in bond which is generally for capital preservation and to achieve a moderate capital appreciation. The remaining of the portfolio will include cash (short-term money market instruments) mainly to ensure liquidity.

Asset Allocation (Indicative)

Equity:

70% - 90%

Fixed Income Securities & Cash

10% - 30%

However, during uncertain market condition, the fund manager may take temporary steps by lowering the equity exposure below the stipulated range.

Investor Profile

Suitable for investors who seek return over the medium to long term period.

Investment Time Horizon

3 to 5 years or more.

Date Launched

30 June 1994

Financial Year End

30 June

Approved Fund Size

302 million units

Risk Profile

High

Since the fund invests primarily in stocks that normally more volatile in prices as compared to other securities, the investors should be prepared to accept some interim price volatility, of which sometimes can be significant to achieve that higher return.

Income Distribution (if any)

Consistent with its investment objective, the Fund are expected to make a regular income distribution to the unitholder once a year (or interim (half a year)) subject to the availability of investment incomes.

Mode of Income Distribution

You are given the option to either:

1. Reinvest your income distribution

Automatically reinvest the income earned, into your account.

2. Receive your income distribution

a. By cheque

b. Instruct us to deposit the income earned into your Bank Islam account

Note: In the absence of specific instructions or in the case cheques which are left uncashed by unith