Fund Manager

BIMB Unit Trust Management Berhad

Fund Category/ Type

Equity Fund/ Growth Fund

Trustee

ABB Trustee Berhad

Investment Objective

To achieve long term capital appreciation by investing in a diversified portfolio of equities, bonds and money market instruments.

Any material changes to the investment objective of the Fund would require unitholder’s approval.

Investment Strategy

In line with the objective of the Fund is to achieve a long-term capital growth, the investment of the Fund would be biased towards stocks of companies that could offer potentially increase in value (prices) rather than steady incomes. To reach this objective, equity investment will represent a dominant part of the portfolio (up to 70% of the fund’s NAV). Accumulation of stocks of companies that are expected to show above-average future earnings growth are generally could offer future abnormal returns in medium to long term and therefore enhance the Fund’s portfolio return. The Fund may also invest in stocks of small and mid-size companies (based on market capitalization) that are undervalued which normally could generate higher than average returns in relative to the market or other stocks with similar risk characteristics. Accordingly, the Fund Manager may adopt an active trading strategy to further enhance the Fund’s potential returns.

The Fund may also invest in bond which is generally for capital preservation and to achieve a moderate capital appreciation. The remaining of the portfolio will include cash (short-term money market instruments) mainly to ensure liquidity.

Asset Allocation (Indicative)

However, during uncertain market condition, the fund manager may take temporary steps that may not be consistent with the fund’s asset allocation policy.

Performance Benchmark

70% KLSI + 30% Fixed Deposit 1-Year BIMB

70% based on the percentage change of the KLSI and 30% based on the 12 Month BIMB General Investment Account.

Principal Risk

Market risk, specific security risk, interest rate risk, credit/default risk, liquidity risk, non compliance with Syariah requirement risk.

The interest rate risk is a general economic indicator that will have an impact to the management of the fund regardless of whether it is a Syariah-based fund or otherwise. It does not in any way suggest that this fund will invest in fixed income securities, which are not approved by Syariah. All the investments carried out for this fund are in accordance with the requirement of Syariah.

Investor Profile

Suitable for investors who seek moderate to high capital appreciation over the medium to long term period.

Investment Time Horizon

3 to 5 years or more.

Date Launched